Merchant Processing Accounts

(EPI) Electronic Payments, Inc. is a privately held payment and transaction processing company founded in 1998. Through our processing networks of Paymentech, Omaha, Vital, Concord/Buypass, North and Nashville, we are able to process Visa®, MasterCard®, card brands, in addition to American Express®, Discover Network®, Diner's Club®, JCB®, Voyager®, Wright Express®, EBT (State and Government Electronic Benefits), and ATM/Debit transactions for businesses nationwide. Currently EPI serves businesses in all industry types and acquires new businesses through a network of agent banks, sales agents, and independent sales offices (ISOs).

Full Liability Acquirer

Electronic Payments is one of the few payment processors or merchant acquirers with a unique BIN/ICA relationship and we have the ability to place front-end transaction business onto 6 different front-end networks. We are also a full liability acquirer which enables us to make our own approval decisions regarding the new merchants we underwrite as well as the ongoing risk management we perform on our portfolio. In choosing a payment processing partner, it is essential to select one that has the ability to be agile as well as stable. EPI has been a full liability acquirer since 2002.

100% in House, Start to Finish

EPI's in-house approach to the entire merchant service process is our trademark. As such, our commitment to merchant customer service and support is paramount, leading to our industry-low <5.00% merchant attrition rate. We are one of the few payment processors today that offer a dedicated 24/7 help desk staffed by EPI employees and not sub-contracted out to a third-party vendor as others do. Our knowledgeable and dedicated customer service and technical support staff can handle any merchant inquiry quickly and effectively.